4 Questions to Ask Yourself as You Age

Planning for the future as you age involves thoughtful consideration of your financial needs, health care preferences, support network and long-term living arrangements. By addressing these four questions, you can create a comprehensive plan that supports your well-being and independence. It's never too early to start — take the first steps today to secure a brighter tomorrow.

4 Key Questions to Guide Your Future Planning

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1. Am I financially prepared? Start saving now for things like medical expenses, home repair and housework. As you get older, some tasks can be more expensive since you may need to hire help. You may also want to meet with a financial adviser to discuss long-term care insurance. This can help you pay for nursing home care, medical equipment, assisted living and home care, depending on the plan.
2. Who will be my support system? Surround yourself with people you can rely on to help and support you, like neighbors, friends and relatives. Before you plan to retire in a new area, think about your support system. Making new friends will take time and effort if you move. You can meet people by joining a club, taking a class or volunteering.
3. Where do I want to live long-term? You may want to stay in your home, but can you live there alone for the extended future? Think about factors like whether you want to walk or drive to get around, your proximity to healthcare facilities and providers, and if you’d like to be somewhere that offers social opportunities.
4. Are my wishes known? Advance directives, such as a durable power of attorney for health care or a living will, ensure that your health care wishes are known to others. A durable power of attorney for health care lets you name a person who will make your health care decisions if you’re not able to. A living will lets you state your preferences for treatment if you can no longer make decisions.

Having a Voice in Your Future Care Decisions

As you think about your future, making your health care wishes known — and feeling confident discussing them — are just as important as planning your finances or where you’ll live. Feeling comfortable speaking up, asking questions and ensuring you and your doctor are on the same page can make all the difference in your care. If you’ve ever felt unsure during a medical visit, our interactive workshop can help. Join our free Better Communication, Better Care workshop to build confidence and take a more active role in your health.

Free Workshop for Seniors and Caregivers